925-216-3618

Chang Team Loan and Mortgage Services

Annie Chang
DRE# 01377766
NMLS #231788
Residential, Commercial, and Construction Financing

T (925) 216-3618
Email: annie@changteam.com

Chang Team at C2 Financial Corporation
12230 El Camino Real Suite #100 San Diego, CA 92130

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Understanding your mortgage

Tuesday, 07 August 2018 by Annie Chang
Tax deductions The tax deductions that you’re eligible for while having a mortgage certainly is a great reason for buying a house, but there’s more to buying than just tax deductions. Remember that the deductions on mortgages and/or the costs to obtain the mortgage won’t decrease your total bill, but reduces exactly how much of
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  • Published in mainwp, Market Updates, News
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You may soon pay less for Mortgage Insurance

Monday, 02 July 2018 by Annie Chang
On June 4th, mortgage insurance companies began to split up and take different routes. With previously unimportant factors reigning over the new system, it’s important to understand what they mean for both buyers and lenders. Mortgage insurance Mortgage insurance is an insurance policy that compensates the lender in the case of a default on the
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  • Published in mainwp, Market Updates, News, Uncategorized
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WHAT?! My personal info has been taken from Equifax security breach?!

Wednesday, 20 September 2017 by Annie Chang
I have received many calls and emails in the past couple of weeks from different clients regarding the security data breach at Equifax.  For those of you that wonder what precautionary steps to take, the Federal Trade Commission has put out some very helpful pages to answer questions and “how-to” freeze your credit.  Many of you probably think that if you are
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  • Published in Market Updates, News
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Happy Chinese New Year/恭喜發財

Wednesday, 18 February 2015 by Annie Chang
Hope everyone has a fabulous Year of Lamb! Time to save more money! Call me today to find out how!
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  • Published in mainwp, Market Updates, News
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Merry Christmas! Wishing you a joyful holiday season!

Thursday, 25 December 2014 by Annie Chang
November and December are my favorite months of the year.  I am thankful for all my clients who trust me to work on one of the biggest investments in their lives.  I’m extremely grateful for the team of professionals who have helped me to iron out the challenges, taught me new ideas, showed me tips,
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C2 Financial Corporation
Commercial, Residential and Construction Financing
Office: 925-238-8176
Cell: 925-216-3618

Ya-Hui (Annie) Chang DRE# 01377766/NMLS #231788
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12230 El Camino Real Suite #100
San Diego, CA 92130
http://www.nmlsconsumeraccess.org/

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Oregon Division of Finance, DFI# ML-4917; Texas Department of Savings and Mortgage Lending, NMLS 135622; Washington Office Department of Financial Institutions, DFI# MB-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA, OR, TX and WA.

Texas Complaint/Recovery Fund Notice: Texas Residents: Consumers Wishing To File A Complaint Against A Mortgage Company Or Residential Mortgage Loan Originator Licensed In Texas Should Send A Completed Complaint Form To The Department Of Savings And Mortgage Lending (Sml): 2601 N. Lamar Blvd., Suite 201, Austin, Texas 78705; Tel: 1-877-276-5550. Information And Forms Are Available On Sml's Website: Sml.Texas.Gov.

As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

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LOGIN | Privacy Policy | Terms of Use | Fair Housing Act Notice
The Chang Team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.

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