925-216-3618

Chang Team Loan and Mortgage Services

Annie Chang
DRE# 01377766
NMLS #231788
Residential, Commercial, and Construction Financing

T (925) 216-3618
Email: annie@changteam.com

Chang Team at C2 Financial Corporation
12230 El Camino Real Suite #100 San Diego, CA 92130

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Spectacular rates!!!

Wednesday, 27 March 2019 by Annie Chang
The rates are at the lowest point in 14 months!! It is an ideal time to refinance your mortgage or buy a home which maybe out of your price range a month ago. This awesome news for home buyers looking for lower mortgage payments for their first mortgage and for people looking to refinance their
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Housing issues in the spotlight

Thursday, 14 March 2019 by Annie Chang
The mortgage rates have been dropping since February which is a welcome sign for a lot of homeowners or those ready to buy.  Combined with new higher loan limits, the amount of mortgage applications have increased for the past few weeks. The housing market was quiet in the last quarter of 2018 due to; the
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Deciphering the loan process

Wednesday, 27 February 2019 by Annie Chang
Many reasons can collectively contribute to why a mortgage application gets suspended or even denied. Here are some of the common pitfalls and how to avoid them when applying for a mortgage. Credit scores and utilizing your available credit Higher credit scores are very desirable because they will most often result in lower interest rates,
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Improving your home resale value

Monday, 17 December 2018 by Annie Chang
Improving the look of your entire house is always a good idea; however there are still some places to focus on to get more money out of a sale. Brad Hunter, the chief economist at HomeAdvisor, states that millennial homeowners are twice as likely than baby boomers to undergo kitchen and bathroom remodeling. As a
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Choosing mortgage lenders

Friday, 30 November 2018 by Annie Chang
Looking for a mortgage professional can be a very daunting process, especially for first time homebuyers. There can be many unfamiliar terms and questions regarding  the processes and the proper steps to take.  Who can provide the answers to your questions?  Searching the Internet may get you some of the answers, however, you may have
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C2 Financial Corporation
Commercial, Residential and Construction Financing
Office: 925-238-8176
Cell: 925-216-3618

Ya-Hui (Annie) Chang DRE# 01377766/NMLS #231788
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12230 El Camino Real Suite #100
San Diego, CA 92130
http://www.nmlsconsumeraccess.org/

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Oregon Division of Finance, DFI# ML-4917; Texas Department of Savings and Mortgage Lending, NMLS 135622; Washington Office Department of Financial Institutions, DFI# MB-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA, OR, TX and WA.

Texas Complaint/Recovery Fund Notice: Texas Residents: Consumers Wishing To File A Complaint Against A Mortgage Company Or Residential Mortgage Loan Originator Licensed In Texas Should Send A Completed Complaint Form To The Department Of Savings And Mortgage Lending (Sml): 2601 N. Lamar Blvd., Suite 201, Austin, Texas 78705; Tel: 1-877-276-5550. Information And Forms Are Available On Sml's Website: Sml.Texas.Gov.

As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

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LOGIN | Privacy Policy | Terms of Use | Fair Housing Act Notice
The Chang Team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.

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