925-216-3618

Chang Team Loan and Mortgage Services

Annie Chang
DRE# 01377766
NMLS #231788
Residential, Commercial, and Construction Financing

T (925) 216-3618
Email: annie@changteam.com

Chang Team at C2 Financial Corporation
12230 El Camino Real Suite #100 San Diego, CA 92130

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Thinking of selling a home?

by Annie Chang / Thursday, 12 November 2020 / Published in Home Page, Market Updates, News

According to the CoreLogic numbers, the annual home price has appreciated by 6.7% which is the fastest annual acceleration since May 2014. Perhaps this is a good time if you are considering listing your house for sale and getting the top dollar. While it’s important to try to get the best value for your property, there are several elements that one should look out for before putting it on market.

To begin with, finding the “reasonable” listing price is the first step. Though this may be difficult without anything to compare the value of your home with, some people hire appraisers for this part of the process or work with a reputable realtor. They can provide the price of comparable of houses in your area that have recently sold, giving an idea of what people are willing to pay for a similar house.

This brings us to the next point: features. Though having a pool or Jacuzzi built into your property is an amazing feat, some people may disagree and see it only as an unnecessary high-maintenance problem instead. As a result, try not to vary the value of your house too much on the features that come with it, but rather just the quality of what most would deem necessary.

In regards to cleanliness, it’s an excellent idea to polish up your home before anyone visits. Looking clean is one thing, but it’s equally important for it to smell clean as well. While it’s easy to become accustomed to the smell of your residence, it’s best to ask an outsider like a friend or agent what smells could compromise the value of the house. Besides stains, remember to clean up broken items as well, such as holes. It’s not ok for some things to not work, so if your air conditioner needs tuning but you refuse to fix it, expect to sell the property for a discounted price instead.

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C2 Financial Corporation
Commercial, Residential and Construction Financing
Office: 925-238-8176
Cell: 925-216-3618

Ya-Hui (Annie) Chang DRE# 01377766/NMLS #231788
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12230 El Camino Real Suite #100
San Diego, CA 92130
http://www.nmlsconsumeraccess.org/

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Oregon Division of Finance, DFI# ML-4917; Texas Department of Savings and Mortgage Lending, NMLS 135622; Washington Office Department of Financial Institutions, DFI# MB-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA, OR, TX and WA.

Texas Complaint/Recovery Fund Notice: Texas Residents: Consumers Wishing To File A Complaint Against A Mortgage Company Or Residential Mortgage Loan Originator Licensed In Texas Should Send A Completed Complaint Form To The Department Of Savings And Mortgage Lending (Sml): 2601 N. Lamar Blvd., Suite 201, Austin, Texas 78705; Tel: 1-877-276-5550. Information And Forms Are Available On Sml's Website: Sml.Texas.Gov.

As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

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The Chang Team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.

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