Thinking of selling a home?

According to the CoreLogic numbers, the annual home price has appreciated by 6.7% which is the fastest annual acceleration since May 2014. Perhaps this is a good time if you are considering listing your house for sale and getting the top dollar. While it’s important to try to get the best value for your property,
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Escape Foreclosure

Foreclosures are becoming more and more common in our current economic environment. With a large portion of the population undergoing forbearance procedures, it’s the perfect time to learn about and how to avoid foreclosure. Foreclosure is the process when the bank forces borrowers to surrender a property they are not making payments on. With many
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Market Update – September 21, 2020

Recently, we’ve seen the lowest mortgage rates of all time, People are rushing to refinance their mortgages, especially because the FHFA has announced the 0.5% adverse market fee to refinance mortgages sold to Freddie Mac and Fannie Mae starting December 1st. It’s ideal for everyone to take advantage of this opportunity as soon as possible.
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Market update – September 14, 2020

Many borrowers probably know, the current rate for the 30-year mortgage is below 3%, a big improvement to the low 4.5% it was at last year! Recently, the Federal Reserve chairman Jerome Powell has announced a new policy that could be the downfall of today’s cheap rates very soon. Earlier this year, due to the
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Things to consider before paying off your mortgage early

Though it’s common knowledge that overpaying your monthly mortgage can help lower the overall time and cost, it’s also a bad idea to spend too much money toward the mortgage. For one, it’s a good idea to overpay your monthly mortgage if you can as it saves you time and money. Many try to have
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