Mortgage Rates Drop Abruptly; Now Approaching 4%

After tying the record for most consecutive days with no change, mortgage rates moved significantly lower today. The significance isn’t due to the size of the move–as far as day to day changes go, there have been bigger. Rather, the impressive part of today’s rally is that it occurred while rates were already effectively at
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Curb Appeal Gets a Boost From Front-Yard Landscape Design

Your front yard, regardless of its size, plays an important role in your home’s overall curb appeal. Your landscaping, however, goes well beyond just a beautiful lawn. It should take into account the style and size of your house, how it’s sited on the property, the amount of sunlight the yard receives and how to
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Memorial Day Celebrations Around The Bay

Best Patriotic Ways To Celebrate Memorial Day The official start of summer, Memorial Day is a time when families and friends come together to share good times, a meal, camaraderie and the hope for a great season to come. Despite its timing, the purpose of Memorial Day is, of course, quite different. Three years after
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Dr. Kelley Gin and Dr. Anca Ivan Oakland, CA

“Annie was our lending partner from the initial phase of pre-qualification to the close, Annie was prompt, professional, and helpful in assisting us in the often mysterious and intimidating process. Moreover, she advocated on our behalf not just with the lender but even with our real estate agent. Annie was able to pull out all
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