925-216-3618

Chang Team Loan and Mortgage Services

Annie Chang
DRE# 01377766
NMLS #231788
Residential, Commercial, and Construction Financing

T (925) 216-3618
Email: annie@changteam.com

Chang Team at C2 Financial Corporation
12230 El Camino Real Suite #100 San Diego, CA 92130

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Top 25 Father’s Day Gifts

Friday, 13 June 2014 by Annie Chang
The Father’s Day Gifts That Will Knock His Socks Off Father’s Day undoubtedly brings up fond memories. Whether it’s the time dad taught you how to play catch or that first weekend fishing trip with just the two of you, you really owe the guy something for all he’s done. Buying gifts can be incredibly
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Working With a Designer When All You Need Is a Little Help

Wednesday, 11 June 2014 by Annie Chang
There are several ways you can work with an interior designer. We recently looked at full design services and requesting design plans as options, but sometimes those are far more than you need. If you’re looking for just a bit of direction to set you on the right track, a design consultation might be ideal
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10 Reasons Why Homeowners Have an Edge on Renters

Monday, 09 June 2014 by Annie Chang
Homebuying has earned a bad rap in recent years: The subprime mortgage crisis and ensuing economic meltdown left many homeowners underwater, unable to pay their mortgage and even facing foreclosure. Homeownership rates fell throughout the recession and got down to about 65 percent, compared with almost 70 percent before the recession, according to the Census
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These Are the Two Rooms That Really Sell Homes

Saturday, 07 June 2014 by Annie Chang
If you’re planning to put your house on the market, you likely want to maximize your very limited time and extra cash. That’s why Trulia suggests zeroing in on what we call Buyer Hot Spots: the ‘make it or break it’ focal points of a home. As a seller with a tight time line (and
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San Ramon, Tri-Valley towns to kick off free summer concerts

Friday, 06 June 2014 by Annie Chang
San Ramon, Tri-Valley towns to kick off free summer concerts Valley residents will be able to relax and enjoy great outdoor concerts — for free — this summer throughout the area. So grab a blanket, pack a picnic and enjoy a warm night of music under the stars with these performances. Here’s a partial list
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C2 Financial Corporation
Commercial, Residential and Construction Financing
Office: 925-238-8176
Cell: 925-216-3618

Ya-Hui (Annie) Chang DRE# 01377766/NMLS #231788
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12230 El Camino Real Suite #100
San Diego, CA 92130
http://www.nmlsconsumeraccess.org/

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Oregon Division of Finance, DFI# ML-4917; Texas Department of Savings and Mortgage Lending, NMLS 135622; Washington Office Department of Financial Institutions, DFI# MB-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA, OR, TX and WA.

Texas Complaint/Recovery Fund Notice: Texas Residents: Consumers Wishing To File A Complaint Against A Mortgage Company Or Residential Mortgage Loan Originator Licensed In Texas Should Send A Completed Complaint Form To The Department Of Savings And Mortgage Lending (Sml): 2601 N. Lamar Blvd., Suite 201, Austin, Texas 78705; Tel: 1-877-276-5550. Information And Forms Are Available On Sml's Website: Sml.Texas.Gov.

As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

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The Chang Team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.

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