Balloon Payment Loans

Balloon Payment Loans Recently, I was asked some questions regarding balloon payment loans. A loan has a large sum of funds due after a fixed period of time. Generally, I do not recommend this type of the loan to my clients, however, in few cases; this can be an option if the traditional loans are
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Fixed Rate or Adjustable Rate Mortgage?

With the stock market dropping more than one thousand points in the past week, with the rates are still good it’s the perfect time for you to get a loan. The question is whether you should get a fixed or variable rate on your mortgage.   Pros and Cons of Fixed Rates   Fixed rates
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WHAT?! My personal info has been taken from Equifax security breach?!

I have received many calls and emails in the past couple of weeks from different clients regarding the security data breach at Equifax.  For those of you that wonder what precautionary steps to take, the Federal Trade Commission has put out some very helpful pages to answer questions and “how-to” freeze your credit.  Many of you probably think that if you are
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Conventional 1% Down Loan Program

TEAM CHANG IS EXCITED TO OFFER THE CONVENTIONAL 1% DOWN WITH EQUITY BOOST LOAN PROGRAM You put down 1%, your lender contributes 2%*, giving you 3% equity at closing Great low rates Close in 30 days or less Conventional 30-year fixed program Available with no monthly Mortgage Insurance *2% lender contribution may only be applied
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5812 Hillbrook Pl., Dublin – SOLD OVER-ASKING!

Spectacular Corner Lot with View, Beautiful 4 Bedroom and 2.5 Bath, 2149 Sqft of Living Space, Stainless Steel Appliances and more…
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