925-216-3618

Chang Team Loan and Mortgage Services

Annie Chang
DRE# 01377766
NMLS #231788
Residential, Commercial, and Construction Financing

T (925) 216-3618
Email: annie@changteam.com

Chang Team at C2 Financial Corporation
12230 El Camino Real Suite #100 San Diego, CA 92130

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Alternative payment reporting

Friday, 24 September 2021 by Annie Chang
A new credit coming to homebuyers who pay rent on time. Fannie Mae has announced a revolutionary new method in screening possible homeowners set to be put in place by the end of the month.  Available to renters making recurring rent payments (minimum of $300/month) from their bank accounts which can be documented in the most recent 12 months.
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Rent or buy?

Friday, 03 September 2021 by Annie Chang
With a lack of home inventory many people are feeling that buying a home is an untouchable goal.  Many feel that they can’t afford to put down a down payment for a house, therefore renting a home was the alternative. There are a few factors to consider when it comes to a decision of purchasing a home
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Market update – September 3, 2021

Friday, 03 September 2021 by Annie Chang
Mortgage rates have risen slightly in the past week. There’s no need to worry though; the current rate for the 30-year fixed rate is still under 3% and likely will stay that way for quite a while. The mortgage market is still concerned with COVID-19’s delta variant outbreaks as well as when Federal Reserve will
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Perfect time to refinance or purchase

Monday, 26 July 2021 by Annie Chang
New home listings are on the rise, and consequently, along with the drop in mortgage rates, buyers have been given a bit of much needed respite in the current housing market. The meager supply from the beginning of the year has eased, with more people selling their homes and slowing the rising cost of individual
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End of forbearance plan?

Wednesday, 07 July 2021 by Annie Chang
September 2021 marks the end of relief for the first wave of people who applied for the Government’s coronavirus mortgage relief program. As forbearance programs for mortgages begin to end across the country, many homeowners are reviewing their options in repaying the forbearance amount. If you are one of the 7.25 million homeowners who choose
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C2 Financial Corporation
Commercial, Residential and Construction Financing
Office: 925-238-8176
Cell: 925-216-3618

Ya-Hui (Annie) Chang DRE# 01377766/NMLS #231788
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12230 El Camino Real Suite #100
San Diego, CA 92130
http://www.nmlsconsumeraccess.org/

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Oregon Division of Finance, DFI# ML-4917; Texas Department of Savings and Mortgage Lending, NMLS 135622; Washington Office Department of Financial Institutions, DFI# MB-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA, OR, TX and WA.

Texas Complaint/Recovery Fund Notice: Texas Residents: Consumers Wishing To File A Complaint Against A Mortgage Company Or Residential Mortgage Loan Originator Licensed In Texas Should Send A Completed Complaint Form To The Department Of Savings And Mortgage Lending (Sml): 2601 N. Lamar Blvd., Suite 201, Austin, Texas 78705; Tel: 1-877-276-5550. Information And Forms Are Available On Sml's Website: Sml.Texas.Gov.

As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

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LOGIN | Privacy Policy | Terms of Use | Fair Housing Act Notice
The Chang Team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.

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