How to save money on a mortgage even if the interest rate is not at historical lows?  It does not require upfront costs.  Savings can come without actually decreasing your interest rate by simply increasing the frequency of mortgage payments. It is possible to pay your monthly mortgage payments bi-weekly or tri-weekly . This can

As expected, the Fed funds rate was increased by 0.5% on Wednesday, May 4.  Chairman Powell also pointed out the Fed is not actively looking to increase the rate by 0.75% in the coming meetings.  This announcement gave investors some temporary encouragement on the future of the economy and helped boost the stock market on Wednesday. 

With a housing shortage, home improvements and renovations have become the hottest choices for many homeowners. Instead of using credit cards and savings to fund those projects, HELOC and/or cash-out refinancing are excellent avenues to take using the equity of your home to improve the value and comfort.  Mortgage rates are below credit card rates