Many borrowers probably know, the current rate for the 30-year mortgage is below 3%, a big improvement to the low 4.5% it was at last year! Recently, the Federal Reserve chairman Jerome Powell has announced a new policy that could be the downfall of today’s cheap rates very soon. Earlier this year, due to the

Though it’s common knowledge that overpaying your monthly mortgage can help lower the overall time and cost, it’s also a bad idea to spend too much money toward the mortgage. For one, it’s a good idea to overpay your monthly mortgage if you can as it saves you time and money. Many try to have

According to Freddie Mac, the mortgage rate for the 30-year mortgage rate is at 2.88% as of August 6, 2020, a new low.  With that in mind, it’s best to begin the refinancing process. Though refinancing helps reduce your monthly payment, there’s actually more benefits to refinancing than it might first appear to have. Firstly,

It’s commonly said that cutting out the middle man will save you time and money but this couldn’t be further from the truth. Mortgage Brokers like myself can provide personal expert assistance, help streamline the process of getting a mortgage, and hiring a broker can usually save you more money that you could save on

Currently, the rates for a 30-year mortgage are at yet another record low! Scoring in at 3.07%, according to Freddie Mac. While Sam Khater, Freddie Mac’s chief economist projects that the rates for the 30-year mortgage could potentially dip below 3% this year, the economic data disagrees slightly.  One economic factor that might disagree involves