Hope everyone has a fabulous Year of Lamb! Time to save more money! Call me today to find out how!

It’s a wacky Wednesday. The rates dropped then raised twice again, so we are back to almost yesterday’s closing. I’m hoping tomorrow will be a calm day. Here’s a post from CNN today. The Dow plunged more than 350 points shortly after the opening bell Wednesday while the S&P 500 and Nasdaq each dropped more

A new calculation of credit scores soon could make it easier for millions of Americans to qualify for car loans and credit cards. The new methodology also could provide easier access to home mortgages after tight post-recession lending standards shut millions of potential new homebuyers, particularly young Americans, out of the market. The Fair Isaac

Mortgage rates in the U.S. dropped for a second week, sending 30-year borrowing costs to the lowest point for 2014. The average rate for a 30-year fixed mortgage was 4.1%, down from 4.12%, Freddie Mac said in a statement today. The average 15-year rate slipped to 3.23% from 3.24%, according to the McLean, Va.-based mortgage-finance