Balloon Payment Loans

Balloon Payment Loans Recently, I was asked some questions regarding balloon payment loans. A loan has a large sum of funds due after a fixed period of time. Generally, I do not recommend this type of the loan to my clients, however, in few cases; this can be an option if the traditional loans are
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Fixed Rate or Adjustable Rate Mortgage?

With the stock market dropping more than one thousand points in the past week, with the rates are still good it’s the perfect time for you to get a loan. The question is whether you should get a fixed or variable rate on your mortgage.   Pros and Cons of Fixed Rates   Fixed rates
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Conventional 1% Down Loan Program

TEAM CHANG IS EXCITED TO OFFER THE CONVENTIONAL 1% DOWN WITH EQUITY BOOST LOAN PROGRAM You put down 1%, your lender contributes 2%*, giving you 3% equity at closing Great low rates Close in 30 days or less Conventional 30-year fixed program Available with no monthly Mortgage Insurance *2% lender contribution may only be applied
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Happy Chinese New Year/恭喜發財

Hope everyone has a fabulous Year of Lamb! Time to save more money! Call me today to find out how!
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Merry Christmas! Wishing you a joyful holiday season!

November and December are my favorite months of the year.  I am thankful for all my clients who trust me to work on one of the biggest investments in their lives.  I’m extremely grateful for the team of professionals who have helped me to iron out the challenges, taught me new ideas, showed me tips,
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