With a housing shortage, home improvements and renovations have become the hottest choices for many homeowners. Instead of using credit cards and savings to fund those projects, HELOC and/or cash-out refinancing are excellent avenues to take using the equity of your home to improve the value and comfort.  Mortgage rates are below credit card rates

The past few years of historically low interest rates—between 2 and 4%—have kept peoples’ monthly payments low by usually several hundred dollars.  Consumer price index showed prices inflated 8.5% in March from the same time last year.  The biggest increase since 1981.  With the hope of inflation has peaked, the producer price index on Wednesday,

As the world focused on Russia and Ukraine while promoting economic sanctions on the former, interest rates were expected to fall. And most interest rates did indeed fall with average 30-year fixed mortgage rates briefly touched below 4% on Tuesday, mortgage rates have actually risen over the past week. The current mortgage rates are about

Refinance applications kicked off the first week of February with a surprising increase of 18%! Homeowners across the country are hurrying to lock in the current rate in fear of likely rate increases above 4%. The average 30-year fixed rate was already up a bit to 3.75% as of second week of February 2022. Many