As the interest rates started to climb higher, refinance scams started to surge.  Refinance fraud has become far more common with the onset of the pandemic, and to avoid them, it would be best to first understand what most scammers are after.  Refinance scams often are made in order to obtain information rather than cash. With

Rates are at the level as 2019.  If you were one of the 5 million homeowners who did not take the advantages of low rates in 2020 and 2021, you will find the interest rates have gone up approx. 0.5% ($136/mo. mortgage payment for a loan amount of $500,000) since January 2022. According to Freddie

Tips to ensure a smooth mortgage experience Obtain a list of required documents from your loan agent:  This is super critical to help your loan officer to present your application in a complete manner, and get you the best rate. Depending on the loan program the list of necessary documents will vary.   DO NOT

FHFA announced the baseline conforming loan limit will increase to $647,200 (from $548,250 in 2021) on November 30, 2021.  Depending on the location of the property, the loan limit may be higher.  If you’d like to find more specific information, click on the link below to read the news release. FHFA Announces Conforming Loan Limits

The housing market is still hot for sellers, but the mortgage rates have been trending up. They are now at the highest since early 2021. Houses are still selling at an incredible pace, typically sold within one week after listing with an agent. As interest rates rise, there’s been a proportional shift to a lower