925-216-3618

Chang Team Loan and Mortgage Services

Annie Chang
DRE# 01377766
NMLS #231788
Residential, Commercial, and Construction Financing

T (925) 216-3618
Email: annie@changteam.com

Chang Team at C2 Financial Corporation
12230 El Camino Real Suite #100 San Diego, CA 92130

  • Home
  • Apply Online
  • Loan Programs
    • Loan Programs
    • Residential Mortgages
    • Commercial Services
    • Construction Loans
  • Meet the Team
    • Testimonials
  • Mortgage News
  • Download Mobile App
  • Contact

Getting ready to buy a home

Tuesday, 15 January 2019 by Annie Chang
Buying a home is one of the most exciting and memorable moments in life. You get to decorate your own property and set down roots, all while gradually increasing your net worth. However, recently, there’s been a rise in people who aren’t prepared to buy a house. Or worse buying a house they can’t afford,
Read more
  • Published in mainwp, Market Updates
No Comments

Improving your home resale value

Monday, 17 December 2018 by Annie Chang
Improving the look of your entire house is always a good idea; however there are still some places to focus on to get more money out of a sale. Brad Hunter, the chief economist at HomeAdvisor, states that millennial homeowners are twice as likely than baby boomers to undergo kitchen and bathroom remodeling. As a
Read more
  • Published in mainwp, Market Updates, News
No Comments

Choosing mortgage lenders

Friday, 30 November 2018 by Annie Chang
Looking for a mortgage professional can be a very daunting process, especially for first time homebuyers. There can be many unfamiliar terms and questions regarding  the processes and the proper steps to take.  Who can provide the answers to your questions?  Searching the Internet may get you some of the answers, however, you may have
Read more
  • Published in mainwp, Market Updates, News
No Comments

Mortgage Updates

Monday, 12 November 2018 by Annie Chang
On Friday, the rates for mortgages increased slightly.  Currently, the rate for 30-year fixed is at 4.94%, compared to 4.83% last week and 3.94% last year, which is still significantly higher than it used to be, and 10 basis points higher than last week’s rates. For 30-year fixed mortgages at these current rates, you’ll be
Read more
  • Published in mainwp, Market Updates
No Comments

Getting a mortgage with less than perfect credit

Tuesday, 30 October 2018 by Annie Chang
Sometimes life throws you a curveball that no one could anticipate, and a bad credit score is one of the many curveballs. Mortgage rates are rising. Having a low credit score today could result in your mortgage getting declined, really bad timing, especially if you’re in desperate need of a mortgage. Tackle this problem One
Read more
  • Published in mainwp, Market Updates, News
No Comments
  • 18
  • 19
  • 20
  • 21
  • 22

Get A Rate Quote


C2 Financial Corporation
Commercial, Residential and Construction Financing
Office: 925-238-8176
Cell: 925-216-3618

Ya-Hui (Annie) Chang DRE# 01377766/NMLS #231788
Follow me on Facebook and Linked In

12230 El Camino Real Suite #100
San Diego, CA 92130
http://www.nmlsconsumeraccess.org/

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Oregon Division of Finance, DFI# ML-4917; Texas Department of Savings and Mortgage Lending, NMLS 135622; Washington Office Department of Financial Institutions, DFI# MB-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA, OR, TX and WA.

Texas Complaint/Recovery Fund Notice: Texas Residents: Consumers Wishing To File A Complaint Against A Mortgage Company Or Residential Mortgage Loan Originator Licensed In Texas Should Send A Completed Complaint Form To The Department Of Savings And Mortgage Lending (Sml): 2601 N. Lamar Blvd., Suite 201, Austin, Texas 78705; Tel: 1-877-276-5550. Information And Forms Are Available On Sml's Website: Sml.Texas.Gov.

As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

© The Chang Team. Powered by VSmith Media, LLC.
LOGIN | Privacy Policy | Terms of Use | Fair Housing Act Notice
The Chang Team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.

TOP
RSS
Follow by Email
Facebook
fb-share-icon
Twitter
Post on X
LinkedIn
Share