30-Year vs. 15-Year Fixed Rate Loans

The benefit of a 15-year fixed rate plan is a much lowered interest rate, comparing with a 30-year fixed rate plan. The mortgage interest rates are holding steady with very favorable terms for buyers and homeowners. It generally feels strange to refinance from a 30-year mortgage to a 15-year one, but this unconventional transition offers
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Start 2020 off right by making sure your mortgage is working for you

The tax law effect on your mortgage The tax laws that were enacted in 2017 have changed the tax benefits of many homeowners; a maximum limit of state and local taxes was set at $10,000, and the standard deduction was increased to $12,000 for single filers and $24,000 for people married and filing jointly. Now
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Market update – December 13, 2019

Phenomenal rates are allowing more than 6.8 million homeowners to refinance and save!  As of December 5, 2019 Freddie Mac indicates, average 30-year fixed mortgage rates are 3.68% with 0.5% fees/points. The unemployment rate remained near historical lows at 3.6%.  With all the great economic news in the market, the US housing market forecast remains strong
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Happy Thanksgiving!

Huge thanks to all my clients.  Thank you for giving me the opportunities to be part of your purchase and refinance decisions.  It is extremely important to me to provide best services and utmost care.  Happy Holidays! Call me if you would like to double check how much you can afford!!! 🙂  Rates are awesome!!
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Tips to apply VA loan

Last Monday was Veterans Day and coincidentally I received a couple of loan inquiries from honorable discharged veterans.  One of the realtors I work with also asked me if I could assist with VA loans. Yes, I CAN!!  There are two major factors when one is interested in VA loans, first being whether you’re eligible
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