Mortgage News

  • 30-Year vs. 15-Year Fixed Rate Loans

    The benefit of a 15-year fixed rate plan is a much lowered interest rate, comparing with a 30-year fixed rate plan. The mortgage interest rates are holding steady with very favorable terms for buyers and homeowners. It generally feels strange to refi...

  • Start 2020 off right by making sure your mortgage is working for you

    The tax law effect on your mortgage The tax laws that were enacted in 2017 have changed the tax benefits of many homeowners; a maximum limit of state and local taxes was set at $10,000, and the standard deduction was increased to $12,000 for single f...

  • Happy Thanksgiving!

    Huge thanks to all my clients.  Thank you for giving me the opportunities to be part of your purchase and refinance decisions.  It is extremely important to me to provide best services and utmost care.  Happy Holidays! Call me if you would like to do...

  • Tips to apply VA loan

    Last Monday was Veterans Day and coincidentally I received a couple of loan inquiries from honorable discharged veterans.  One of the realtors I work with also asked me if I could assist with VA loans. Yes, I CAN!!  There are two major factors when o...

  • Home Buying Process

    Many homebuyers are unfamiliar with the home shopping process.  The very first thing you should do is talk with a loan originator to find out how much money you are qualified to borrow.  This is important before you go out shopping for your dream hom...

  • Taking advantages of the low rates

    As the wave of refinances comes rolling in, it’s important to consider its effect on the economy as a whole. With lower interest rates being locked in across the country, household cash flow will be increased while supporting consumption. Investors, ...

  • Market updates – October 10, 2019

    It is a misconception that Federal Reserves has a large effect on the mortgage market. The fact is that mortgage rates have more correlation with the bond market. It’s currently projected that the mortgage rates will stay low until 2020, possibly 202...

  • Fed lowered the rate. What now?

    Yet again, the Fed lowered another 0.25% rate yesterday which was anticipated by the market gurus. What does this do to the mortgage rates? According to Freddie Mac, the 30-year fixed rate mortgage is currently at 3.73%, up 17 basis points from last ...

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