Mortgage News

  • Coronavirus (COVID-19) Help

    To ALL my past, current and future clients. DO NOT apply for forbearance on your mortgage payments unless it is 100% necessary. The payments are NOT FORGIVEN. It is imperative to understand all the implications before doing so. Contact me today to di...

  • Fed cuts rate to ZERO?!

    What does this mean for my mortgage? I am getting a flood of texts, emails, and voicemails. Although the Fed lowered the PRIME RATE, they did not just drop mortgage rates to 0%. Short-term debts are based on prime; auto loans, credit cards, HELOCs, a...

  • Mortgage rates are at a new low

    Literally anyone who has received a mortgage in the past 50 years can find a better rate now! Current mortgage rates, as you may have heard, are dropping as a direct result of the worries about the Corona-Virus pandemic. The fact that it’s spreading ...

  • Do I have a mortgage with good interest rate?

    This is a very popular question. A survey from Bankrate shows that the average borrower is paying 4.41% for their mortgage, instead of the market price of 3.7%. As an example a $300,000 mortgage with 30-year fixed rate, has a $125 monthly payment dif...

  • 30-Year vs. 15-Year Fixed Rate Loans

    The benefit of a 15-year fixed rate plan is a much lowered interest rate, comparing with a 30-year fixed rate plan. The mortgage interest rates are holding steady with very favorable terms for buyers and homeowners. It generally feels strange to refi...

  • Start 2020 off right by making sure your mortgage is working for you

    The tax law effect on your mortgage The tax laws that were enacted in 2017 have changed the tax benefits of many homeowners; a maximum limit of state and local taxes was set at $10,000, and the standard deduction was increased to $12,000 for single f...

  • Happy Thanksgiving!

    Huge thanks to all my clients.  Thank you for giving me the opportunities to be part of your purchase and refinance decisions.  It is extremely important to me to provide best services and utmost care.  Happy Holidays! Call me if you would like to do...

  • Tips to apply VA loan

    Last Monday was Veterans Day and coincidentally I received a couple of loan inquiries from honorable discharged veterans.  One of the realtors I work with also asked me if I could assist with VA loans. Yes, I CAN!!  There are two major factors when o...

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